Quick Answers

Monthly assessments are due on the 1st of each month. Accounts become past due after 1 day and delinquent after 15 days.

Late fees escalate: $50 (1 month past due), $150 (2 months), $250 (3+ months). Interest of 8% annually begins 15 days after due date.

Yes, the HOA must offer payment plans with a minimum term of 18 months before proceeding with collections. Contact the property manager to arrange.

Interest accrues at 8% annually on delinquent amounts starting 15 days after the due date. This is the maximum allowed under Colorado law.

The HOA can file liens for unpaid assessments but must offer an 18-month payment plan before foreclosure. Colorado HB25-1043 provides additional homeowner protections.

The HOA may file a lien after 90 days of delinquency. Liens include unpaid assessments, late fees, interest, and collection costs. The lien can affect your ability to sell or refinance.

Special assessments are additional charges for major repairs or improvements not covered by regular assessments. They require board approval and owner notice. Payment plans may be available.

The Board prepares an annual budget including operating expenses, reserves, and insurance. Owners receive notice before the fiscal year and can attend budget meetings.

Accounts may be referred to collections after 90 days of delinquency. However, you must first be offered an 18-month payment plan under Colorado law. Attorney fees become your responsibility once referred.

The HOA master policy covers building exteriors, common areas, and original fixtures. Coverage: $22.4M property, $1M liability, $10M umbrella. Deductible: $15,000.

Owners must insure: interior improvements/upgrades, personal contents, loss of use/rental income, and personal liability inside the unit. An HO6 policy is recommended.

Contact Mountain West Insurance: claims@mtnwst.com or 970-945-9111. For emergencies, call immediately. Have your unit number and incident details ready.

The master policy deductible is $15,000 per occurrence. Owners may be responsible for the deductible if damage originates in their unit. Consider HO6 deductible coverage.

The HOA has $1M per occurrence general liability, $10M umbrella excess coverage, and $1M Directors & Officers liability. Personal liability in your unit requires your own HO6 policy.

Insurance certificates are available on the HOA Hub document library. For custom certificates (e.g., for mortgage lenders), contact Mountain West Insurance directly.

It depends on the source. HOA covers pipes in common areas. Unit owner covers damage from appliances or interior plumbing. The source determines which policy applies.

Yes, one dog or cat per unit is allowed. Pets must be leashed (10 ft max) in common areas. Tenants pay $100/month pet fee. Breed restrictions may apply.

Each unit has 2 assigned parking spaces. Vehicles must be legal, registered, and insured. No commercial vehicles, RVs, or boats. Vehicles must move every 7 days.

Quiet hours are 10 PM to 8 AM. No excessive noise, loud music, or instruments during these hours. Construction and renovations only during daytime hours.

Yes, written Board approval is required for plumbing, electrical, HVAC, and structural changes. Submit plans before starting work. Some work has seasonal restrictions.

Use designated dumpster areas only. No large items without prior arrangement. Recycling is encouraged. Keep trash areas clean and close dumpster lids.

Balconies must be kept clean and orderly. No hanging items over railings. Grilling restrictions may apply. No storage of unsightly items visible from outside.

Smoking is prohibited in all common areas and within 25 feet of building entrances. Smoke infiltrating other units may result in violation notices.

Yes, maintain minimum 55 degrees F from October 1 to May 30 to prevent frozen pipes. You may be liable for damage if failure to heat causes frozen pipes.

Yes, rentals are allowed with a minimum 30-day term. Owners must register tenants with the HOA. Tenants must comply with all rules. Short-term rentals (Airbnb) are prohibited.

Each unit has 1 vote. Voting occurs at annual meetings (typically November) or by mail ballot. Proxy voting is allowed. Must be current on assessments to vote.

Annual meetings are held in November. Board meetings are held monthly (typically). All owners may attend board meetings. Meeting notices are posted 10-14 days in advance.

The Board consists of 3-7 directors elected by owners. Directors serve 2-year terms. The Board meets monthly to manage association affairs. Contact info is available through the property manager.

Submit a written request describing the records needed. The HOA must respond within 10 business days. Most records are available; attorney communications and personnel files are restricted.

Process: Warning, then $100 fine, then $200 fine, then $300+ fines. You have 5 days to request a hearing. Non-safety violations capped at $500. Health/safety violations have unlimited fines.

Request a hearing within 5 days of receiving a violation notice. You may present evidence and witnesses. The Board will provide a written decision. Further appeals may be made to the full membership.

Email clientservices@boldsolutions.net for general inquiries. Mailing address: PO Box 5800, Avon, CO 81620. Bold handles day-to-day operations, maintenance requests, and owner communications.

Bold can respond to communications, coordinate maintenance, send notices, and maintain records. They cannot initiate legal action, refer accounts to attorneys, or approve foreclosures without Board authorization.

Alpenglow Law, LLC (T.J. Voboril, Esq.) serves as HOA general counsel handling collections, compliance, and legal correspondence. Owners are often directed to counsel for escalated matters.

Mountain West Insurance: claims@mtnwst.com or 970-945-9111. Contact them for claims, certificate requests, or coverage questions about the HOA master policy.

Start with Bold Property Management. If no response in 7-10 days or the issue needs Board authority, contact the Board. For legal matters, the Board may refer to Alpenglow Law. For rights violations, consult your own attorney.