UO Certificate 25-26 - Certificate of Liability Insurance

Certificate Information

Certificate Number: BENCCON-01
Revision Number: 1
Date: 10/10/2025

Producer Information

Company: Mountain West Insurance - Glenwood
Address: 201 Centennial St 4th Floor, Glenwood Springs, CO 81601
Contact: Brady Cox
Email: bradyc@mtnwst.com
Phone/Fax: [Not specified]

Insured Information

Named Insured: Benchmark Condominium Homeowners Association dba Westlake Village Condominium Association, Inc.
Address: c/o Bold Solutions, PO Box 5800, Avon, CO 81620

Insurers

Insurer A: American Alternative Insurance Corporation (NAIC #: 22322)
Insurer B: Greenwich Insurance Company (NAIC #: 12262)
Insurer C: Pennsylvania Manufacturers' Association Insurance Company (NAIC #: 19720)

Coverage Details

Commercial General Liability

Insurer: A
Policy Number: CAU5028339
Policy Period: 10/17/2025 to 10/17/2026
Limits:
- Each Occurrence: $1,000,000
- Damage to Rented Premises (Each occurrence): $1,000,000
- Medical Expenses (Any one person): $5,000
- Personal & Advertising Injury: $1,000,000
- General Aggregate: $1,000,000

Automobile Liability

Coverage: Hired & Non-Owned
Combined Single Limit: $1,000,000 (Each accident)

Umbrella Liability

Insurer: B
Policy Number: PPP7490248
Policy Period: 10/17/2025 to 10/17/2026
Limits:
- Each Occurrence: $10,000,000
- Aggregate: $10,000,000
- Retention: $0

Workers Compensation

Insurer: C
Policy Number: 2025011040146Y
Policy Period: 10/17/2025 to 10/17/2026
Limits:
- Each Accident: $1,000,000
- Disease - Each Employee: $1,000,000
- Disease - Policy Limit: $1,000,000

Property Coverage

Insurer: A
Policy Number: CAU5028339
Policy Period: 10/17/2025 to 10/17/2026
Building Limit: $22,460,000

Crime Coverage

Insurer: A
Policy Number: CAU5028339
Policy Period: 10/17/2025 to 10/17/2026
Fidelity Limit: $400,000

Additional Coverage Information

Property Coverage Details

Guaranteed Replacement Cost Valuation Applies
92 Units
See attached Unit Owner Letter for how property coverage applies

Ordinance and Law Coverage

Coverage A: Included
Coverage B: $750,000
Coverage C: $750,000

Property Terms

Deductible: $15,000
Coverage Type: Special (Including Theft)
Coinsurance: N/A – Guaranteed Replacement Cost
Agreed Amount Endorsement: N/A – Guaranteed Replacement Cost
Inflation Guard: N/A – Guaranteed Replacement Cost
Equipment Breakdown: Included
Wind/Hail Coverage: Included
Separation of Insured: Included

Fidelity Bond

Property Manager & non-compensated employees included: Yes

Directors & Officers Liability

Carrier: Philadelphia Indemnity Insurance Co
Policy Number: PCAP0364140422
Policy Period: 10/17/2025 to 10/17/2026
Limit: $1,000,000
Additional Defense Limit: Yes
Deductible: $1,000

Notice of Cancellation

10 Days - for Non-Payment or Premium
30 Days - Minimum All Other Reasons

Certificate Status

UNIT OWNERS COPY - INFORMATIONAL ONLY

Important Notices

Should any of the above described policies be cancelled before the expiration date thereof, notice will be delivered in accordance with the policy provisions.
This certificate is issued as a matter of information only and confers no rights upon the certificate holder.
This certificate does not affirmatively or negatively amend, extend or alter the coverage afforded by the policies below.
This certificate of insurance does not constitute a contract between the issuing insurer(s), authorized representative or producer, and the certificate holder.

Important: If the certificate holder is an additional insured, the policy(ies) must have additional insured provisions or be endorsed. If subrogation is waived, subject to the terms and conditions of the policy, certain policies may require an endorsement.