Insurance Ready Reference 2025-2026
InsuranceCurrentOctober 17, 2025

Quick reference guide for claims (claims@mtnwst.com, 970-945-9111), certificate requests, and insurance service team contacts at Mountain West Insurance.

claims@mtnwst.com
970-945-9111
Mountain West Insurance
Contents
Key Facts

Claims Email

claims@mtnwst.com

Claims Phone

970-945-9111

Insurer

Mountain West Insurance

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25-26 Property Manager Reference Sheet

Colorado Office Locations

| Alamosa | Bayfield | Craig | Durango | Edwards | Englewood | Frisco | Glenwood Springs | | Grand Junction | Gunnison | Montrose | Pagosa Springs | Steamboat Springs |

New Mexico Office Location

| Farmington |


Mountain West Insurance & Financial Services, LLC
201 Centennial St. 4th Floor, Glenwood Springs, CO 81601
(800) 390-0559 toll-free
(970) 945-9111 office
(970) 945-2350 fax
www.mtnwst.com

Date: 10/10/2025

Insurance Ready Reference for Benchmark Condominium Homeowners Association dba Westlake Village Condominium Association, Inc.

Please retain this form in your insurance file along with your policies.

Thank you for choosing our agency for your Community Association Master Insurance Policy. To provide the best possible service to the unit owners, we ask that you review and observe the following procedures regarding coverage, claim reporting and certificates of insurance.

Retain this form for future reference with the actual policy to answer any questions that may arise.

Coverage questions should be referred to your service team. It is preferred that the property manager or a board member makes contact.

Please provide a copy of the enclosed Unit Owners letter, the Association Insurance Summary, a certificate of insurance, and a copy of the association declarations and bylaws to each unit owner.

Your Service Team

  • Producer: Meghan Wilson, CIC
  • Commercial Account Executive: Joseph Stewart, CIC
  • Commercial Account Manager: Brady Cox
  • Claims Advocate: Dustin Brown
  • Phone: 970-945-9111
  • Toll Free: 800-255-6390
  • Fax: 970-945-2350

Claim Reporting

Report all claims promptly to claims@mtnwst.com or by phone 970-945-9111

Certificates

All requests for certificates of insurance for lending purposes must be emailed to assncert@mtnwst.com or faxed to our office. The request must include the full name, physical address and complete mortgagee clause for each owner. Blank certificates may not be issued under any circumstance.

Coverage

Please reference the following pages for a summary of all insurance policies written through Mountain West Insurance & Financial Services, LLC.

The attached Unit Owner letter summarizes the coverage as applicable to the Association relative to our agreed interpretation of its Declarations and Bylaws.

This notice is furnished to you in accordance with Colorado Revised Statute 38-33.3-209.4 (2) (f)


Insurance Summary for Benchmark Condominium Homeowners Association dba Westlake Village Condominium Association, Inc.

Package Policy

  • Carrier: American Alternative Insurance Corporation
  • Policy #: CAU5028339
  • Policy Term: 10/17/2025 to 10/17/2026
  • Building/Structures: Guaranteed Replacement Cost - $22,460,000
  • Loss Assessment Income: $500,000
  • Undamaged Buildings (Building Ordinance Law A): Included
  • Demolition Costs (Building Ordinance Law B): $750,000
  • Increased Construction Costs (Building Ordinance Law C): $750,000
  • Property Deductible: $15,000
  • Equipment Breakdown: Included
  • Sewer Drain Backup: Included
  • General Liability: $1,000,000 per Occurrence / No Aggregate
  • Medical Payments: $5,000
  • Hired & Non-Owned Auto Liability: $1,000,000

Fidelity

  • Carrier: American Alternative Insurance Corporation
  • Policy #: CAU5028339
  • Policy Term: 10/17/2025 to 10/17/2026
  • Combined Limit: $400,000
  • Coverage: Employee Dishonesty / Forgery or Alteration / Computer Fraud / Funds Transfer Fraud
  • Deductible: $0

Directors and Officers Liability

  • Carrier: Philadelphia Indemnity Insurance Company
  • Policy #: PCAP0364140422
  • Policy Term: 10/17/2025 to 10/17/2026
  • Limit: $1,000,000
  • Additional Defense Limit: $1,000,000
  • Deductible: $1,000

Workers Compensation Policy

  • Carrier: Pennsylvania Manufacturers' Association Insurance Company
  • Policy #: 2025011040146Y
  • Policy Term: 10/17/2025 to 10/17/2026
  • Each Accident Limit: $1,000,000
  • Disease Policy Limit: $1,000,000
  • Disease Each Employee Limit: $1,000,000
  • Deductible: $0

Umbrella Policy

  • Carrier: Greenwich Insurance Company
  • Policy #: PPP7490248
  • Policy Term: 10/17/2025 to 10/17/2026
  • Limit: $10,000,000
  • Self-Insured Retention: $0

Disclaimer

This is only a summary of the insurance policies written through Mountain West Insurance & Financial Services, LLC for Benchmark Condominium Homeowners Association dba Westlake Village Condominium Association, Inc. Please consult the actual policies for complete coverage, limits, endorsements, and exclusions.

Disclaimer: Documents are provided for informational purposes. Always verify with official sources for the most current versions.